What we cover
- Apartment or house
- New build or existing property
- Owner-occupier or private investment
- First purchase or next purchase
- Complex life situations: divorce, inheritance, asset split
Status as of 2026
Services and Pricing
Your partner — on your side.
From first idea to key handover. For private property buyers in Germany.
Three provider types. One difference.
Why clients describe us as an independent side-by-side advisor.
| Real estate agent | Mortgage broker | XPoint24 | Tupa24 |
|---|---|---|
| Represents the seller. Primary goal: sell the object. | Handles mortgage setup only. | We support you from first idea to move-in. |
| Support usually ends at sale completion. | Client is often left alone with paperwork and open points. | Mortgage, property analysis, contract audit, and communication in one flow. |
| Does not handle mortgage strategy and legal contract review. | Usually does not assess the property and does not accompany to notary. | German and Russian support, detail-oriented, and clearly on your side. |
Our focus
We deliberately work only where we can provide real depth.
What we do not cover
- Commercial real estate
- Industrial and logistics assets
- Developer project financing
- Corporate portfolio financing
Service block 01. Strategy and mortgage
Our core area. Free for ongoing clients because the bank pays us a regulated intermediary fee.
| Service | Price for ongoing clients | Typical market price |
|---|---|---|
| Initial consultation Budget, scenarios, opportunities, risks, strategy, and work plan. |
Free | 35 € |
| Mortgage selection Comparison across 500+ lenders, KfW/BEG subsidy routes, term optimization. |
Free | 185 € |
| Bank negotiations Rate, bonus, special repayment terms, and challenging income profiles. |
Free | 35 € / 15 min |
| Document preparation Full package tailored to bank requirements for faster underwriting. |
Free | 45 € |
Service block 02. Property and market
Before purchase, this phase decides whether the deal is strong. We review it together with you.
| Service | Price for ongoing clients | Typical market price |
|---|---|---|
| Market analysis Comparable pricing, location realism check, monitoring and alerts. |
Free * | 29 € |
| Offer analysis Pros/cons, risks, condition, renovation exposure, and alternatives. |
Free * | 19 € |
| Property valuation check Bank view, market value, land value, and square-meter benchmarks. |
Free * | 19 € |
* Included without limits in the ongoing-client package. Standalone pricing is available.
Service block 03. Communication and support
We take over calls, coordination, and formalities where it creates real value.
| Service | Price for ongoing clients | Typical market price |
|---|---|---|
| Negotiation with all parties Seller, developer, agent, property manager, notary (DE/RU). |
Free | 35 € / 15 min |
| Full support before and after purchase Single contact person for the full process and post-closing topics. |
Free * | 35 € / 15 min |
| Notary appointment attendance On-site presence when needed; travel billed per kilometer. |
1 € / km | 250 € + 1.5 € / km |
Service block 04. Contract, legal, and urgent cases
For legal depth, we involve specialized real-estate lawyers from our network and coordinate the process for you.
| Service | Price for ongoing clients | Typical market price |
|---|---|---|
| Legal audit of purchase contract Kaufvertrag, Bauvertrag, Teilungserklärung, Bauträgervertrag, owners' meeting protocols. |
from 250 € / scope-based | 799 € / 99 € |
| Purchase contract translation Certified DE↔RU translation, line-based billing. |
1.5 € / line | 2.14 € / line |
| Urgent legal support Disputes, cancellation scenarios, urgent escalation, direct lawyer access. |
from 50 € / scope-based | 230 € / scope-based |
| Other non-standard cases Complex structures, tax review topics, international elements. |
scope-based | 35 € / 15 min |
What our clients say
“Alexander and his team guided us from the first budget model to the notary. For a Russian-speaking family in Berlin, this was a huge relief.”
M. & L., Berlin
“We were afraid of making a mortgage mistake. After the first consultation, it was clear: they are on our side, not the bank’s side.”
A., Potsdam
“The legal contract audit saved us from a problematic clause. Every euro spent on support was worth it.”
S. & D., Brandenburg
Free first consultation
30 minutes. Clear and without obligations.
Alexander Trott
Managing Director, XPoint24 GmbH and TupaService GmbH
Accredited mortgage intermediary: D-W-138-EI4B-14 (XPoint24 GmbH), D-W-138-7NVI-94 (TupaService GmbH)